Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging in Action COMPARE: Auto Loans ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity When the Mean is Kinda Nice READ: Retirement Basics What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance Gotta Habit CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: The Net Price of College RESEARCH: Professional Certifications FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Fair Credit Reporting Act PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action What do cardholders fear most when using a credit card? What source of funding is used most often to start new businesses? CALCULATE: Your Federal Taxes INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

DESMOS: Exponential vs Linear Patterns DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Future Value of a Periodic Investment DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Complex Systems of Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down an Auto Loan