Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report READ: Retirement Basics INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: The Net Price of College INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications Which savings strategy is most effective? INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Kinda Nice PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing COMPARE: Auto Loans COMPARE: Which Repayment Option is Best? CALCULATE: Your Federal Taxes CALCULATE: Return on Your College Investment Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging in Action MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Gotta Habit INTERACTIVE: Compounding Cat Insanity What do cardholders fear most when using a credit card? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance PLAY: Budget Frenzy! INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan RESEARCH: Fair Credit Reporting Act

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: Investing and Exponential Change DESMOS: Card Sort: Four Views of a Function DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth Factor and Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Systems DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities DESMOS: Growth of Savings vs Investments