Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections MOVE: Inflation Over Time PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? PLAY: The Bean Game You Just Gotta Habit! MOVE: Credit Musical Chairs PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle DESMOS: Chance Experiments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: Complex Systems of Inequalities DESMOS: Linear Growth Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment