Wealth and Assets

• How much house can you afford?  
• Will $1 million be enough?  Being a millionaire isn’t what it used to be.

The Perils of NOT living within your means

• For some people, even $500,000/year isn’t enough.
• Many people are living beyond their means and financing the difference with credit cards.  Credit card losses, especially at small banks, are rising.
• Can banks step in and put payday lenders out of business?

Budgeting Methods and Tools

• Everything old is new again: the envelope method makes a comeback. (video)
• Need a tech version of the envelope method? Try YNAB  or Mvelopes.  But these tech options cost money.
• I found the advice in this US News article appealing.
• For those of you that like to use videos, here are a couple more.  The first explains the reason we budget is so that we don’t need one.  And another video explains the importance of getting value for what you do spend.

For College Students

• Reminding college students that what they spend may be borrowed funds should give them incentive to budget!  A college finance professor offers his budgeting tips for students.
• This Infographic on student loan debt may drive home the importance of a budget through school and planning for student loan repayment in budgeting after school.

Miscellaneous

• Prisoners need Financial Education too.

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