Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? MOVE: Types of Employment PLAY: Budget Frenzy! What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts You Just Gotta Habit! What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! PLAY: Roll with the Market FINE PRINT: Financial Aid Package When the Mean is Nice ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? PLAY: The Bean Game INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities