Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? COMPARE: Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Fair Credit Reporting Act INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box What do cardholders fear most when using a credit card? CALCULATE: Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications PLAY: Budget Frenzy! PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance MOVE: Types of Employment MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs MOVE: The Net Price of College READ: Retirement Basics If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging in Action What percent of students receive scholarships or grants for college? When the Mean is Kinda Nice COMPARE: Types of Savings Accounts Gotta Habit RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary

DESMOS ACTIVITIES

DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Growth in Circles DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Exponential vs Linear Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Credit Dot Plots DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form