68 customizable lessons, aligned with National Standards, exams and more.
Read NGPF's school-by-school analysis of financial education in America today
Activities
Advocacy
Behavioral Economics
Best Of
Budgeting
Buying a Car
Career
Checking
Consumer Skills
Credit
Cryptocurrencies
Current Events
Curriculum Announcements
Economics
Entrepreneurship
Edpuzzle
ELL Resources
FinCap Friday
Gambling and Sports Betting
Insurance
Interactive
Investing
Math
Paying for College
Philanthropy
Podcasts
Press Releases
Professional Development
Question of the Day
Savings
So Expensive Series
Taxes
Teacher Talk
“US households spent $3,008, or about $8.35 a day, on average, eating out in 2015… Investing $3,008 each year… would add up 30 years later to… more than $250,000. Similarly, investing $3.50 a day for 30 years instead of buying a latte would add up to savings of nearly $107,000”. (USA Today, June 2017)
_________
We all know that it is hard to save enough for retirement. Financial education teachers also know that students sometimes struggle to relate decisions in their current, daily lives, with how much they will need when they retire much later in life. This interesting article attempts to help close this inter-temporal gap by framing our current weekly spending choices in terms of equivalent dollar amount closer to retirement. “Is eating lunch out two times a week worth losing out on a potential investment windfall of $88,000?”
Questions for Students:
Tips to Spend Less/Save More:
Want to Learn More:
Understanding opportunity cost in everyday decision making is a strong financial habit of mind. A penny saved is a penny earned, particularly with the power of compounding interest. We can help our savings for retirement and other life goals in the long-run, simply by making wiser daily spending decisions today.
Students can explore these savings decisions further through our activity, What If You Invested That Latte?
Research Question: How Should We Be Structuring Financial Education To Engage All Students
What A Student Loan Survey Tells Us That We Need To Be Teaching In HS Classrooms
Chart of the Week: What industries are most impacted by the economic shutdown due to coronavirus?
Chart of the Week: How do stock, bonds and cash returns vary?
Chart of the Week: What jobs will be most impacted by the coronavirus?
As a young Indian immigrant, Hari was extremely privileged to learn about financial literacy by way of his parents....
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