Update of an earlier post from January 2016 (we like to keep things current around here)

Here’s where the data came from for this report: "in order to identify the cities with the highest and lowest credit scores, WalletHub’s analysts compared the average credit scores of residents in each of 2,534 U.S. cities as of October 2016, based on TransUnion data."

Click on a dot in the map near where you live to determine how your community’s credit score compares with the rest of the country.

Here are the top 10 cities ranked by their credit score and sorted by size of city:

Wondering the average credit score is in these cities?

• Go directly to the WalletHub report and type in the city name in the box provided (I typed in San Carlos, CA in this example):

Questions for your students:

• What is the credit score in your community? If you can’t find your town, use the nearest city as a proxy?
• Is a higher percentile rank for credit score positive or negative?
• Does this surprise you? Was it higher or lower than expected?
• What are the factors do you think impact the credit score in a given community?

About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

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