For many years, banks have used shady practices to collect overdraft fees from consumers one way or another. Many Americans with checking accounts have reported paying overdraft fees, and the average fee for overdrawing your account has fluctuated over the past few years. But what exactly are overdraft fees, anyway? And why have banks tried to keep them around for so long? Find out about this, and more, in the latest episode of FinCap Friday below: 

Click here to access the Kahoot quiz and discussion prompt. If you're short on time, try our simplified No Tech version containing embedded questions right in the slide deck. If you prefer embedding the quiz questions right into the video, check out the Edpuzzle video!

About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her 10 nieces and nephews!

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