At the end of 2020, Instagram released updated terms of use for its users, but most people don't read through terms and conditions in general, llet alone when downloading or updating an app on their phone! This means that most people don't know what they agreed to because data shows most people agree to terms without reading through them. Why is this becoming a more serious concern over time? How can it affect people financially? Find out this and more in this week's FinCap Friday episode below:

If you're short on time, try our simplified No-Tech option containing embedded questions right in the slide deck!

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Check out all of our FinCap Friday episodes here. They're not date-dependent so any of the 105+ in our catalog dating back to August 2018 can work throughout the coming year!

About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her 10 nieces and nephews!

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