68 customizable lessons, aligned with National Standards, exams and more.
Read NGPF's school-by-school analysis of financial education in America today
Activities
Advocacy
Behavioral Economics
Best Of
Budgeting
Buying a Car
Career
Checking
Consumer Skills
Credit
Cryptocurrencies
Current Events
Curriculum Announcements
Economics
Entrepreneurship
Edpuzzle
ELL Resources
FinCap Friday
Gambling and Sports Betting
Insurance
Interactive
Investing
Math
Paying for College
Philanthropy
Podcasts
Press Releases
Professional Development
Question of the Day
Savings
So Expensive Series
Taxes
Teacher Talk
Three great charts from the Economist focused on the value of higher education and how it has changed over time. Article notes that "college graduate premium" does exist but that it has leveled off since 2000:
The main piece of evidence cited by policymakers is the “graduate premium”—the difference between the average earnings of someone with a degree and someone with no more than a secondary-school education, after accounting for fees and the income forgone while studying. This gap is often expressed as the “return on investment” in higher education, or the annualised boost to lifetime earnings from gaining a degree. Research by the New York Federal Reserve shows that the return on investment in higher education soared between 1980 and 2000 in America, before levelling off at around 15% a year. In other words, an investment equal to the cost of tuition and earnings forgone while studying would have to earn 15% annual interest before it matched the average value over a working life of gaining a degree.
Three charts below are interactive if you go to the article on the Economist website.
Note: Tertiary degree equals post-secondary (or college) degrees
Questions:
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This is a challenging chart to read but worth the effort! This becomes an interactive, where you can identify more jobs if go to the Economist website.
How to read this chart (a lot going on):
Let's look at Registered Nurses and Education Counselors as examples:
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This chart compares the percentage of workers with a college degree in a given field in 1970 (X axis) compared to workers in that same field with a college degree in 2015. For example, about 40% of Health-record specialists had college degrees in 1970 compared to about 21% who had college degrees in 2015. All occupations to the right of the gray line represent fields where the workforce is less educated (lower percentage of college degrees) in 2015 compared to 1970. Again this graph is interactive if you go to the Economist website.
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Like having your students analyze graphs? Check out NGPF's Data Crunch page for more ideas.
What I'm Reading This Weekend (2/17-2/18)
Question of the Day: Can a minor (under 18) open a brokerage account to buy stocks?
Question of the Day: What is the average amount of student debt for college graduates?
Question of the Day: What percent of high school seniors have filed their FAFSA to access college aid?
Question of the Day: What is the average student loan debt for someone who earns a master's degree?
Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.
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