Only one more reading list before the holidays, so we will start with Personal Finance Gift ideas!

• If you are looking to add to your holiday reading list (or wish list), here are the six books the Washington Post suggests you read on personal finance.
• How about gifts for kids that will teach them about money? Here is a list of ten to consider. (Yahoo Finance)

Economics

• The Fed is holding interest rates where they are, and will probably keep them there. (Bankrate.com)
• Where will inflation show up first? Fears of a recession were the rage over the summer. Where are we now? (NYT)
• The Economics profession lost some big names this week, including former Fed Chair Paul Volcker (and the Volcker Rule) (NYT), as well as Marvin Goodfriend (NYT).

Paying for College

• Attending a no-loan college does not mean you will not have debt. How does it all work? (WSJ – subscription)
• For those of you who like to dig into data and research, here is the first of two articles based on research from the St. Louis Fed: How Much Does College Quality Matter?

Banking

• Banks want to get into the P2P payments world too! Will Zelle give Venmo a run for its money (pun intented)? (BankingDive)

FinTech

• A GenZer entrepreneur is using fintech to help his fellow Z’ers tackle financial literacy. (Technically Delaware)

Financial Abuse

• Technology and smartphones make it much easier to monitor a spouse’s activity today. (WSJ-subscription)

Spousal financial abuse involves one partner attempting to control, manipulate or intimidate the other through money. In the past, abusers may have put a partner on a strict budget and kept bank accounts and assets from them.

ICYMI

• In reviewing many “best of” lists for 2019, I noticed this one I had missed from August explaining mortgage offerings in Denmark with a NEGATIVE INTEREST RATE! Sign me up!!! This would make for an interesting discussion about saving and borrowing in a world of zero and negative interest rates! (The Guardian) 

Investing

• A Fidelity survey finds that even millionaires are concerned and feeling stress about money. (BusinessWire)
• A picture says a lot more than words:

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