We can all agree that understanding credit scores and responsible borrowing at an early age would've had significant impact of previous generations of Americans! Dive into the five factors of your credit score in the latest episode of "Financially Inclined," where you can find a mini-lesson on the history of credit scoring in America at the end:

Use This Resource in Your Classroom:

1) Access these teacher presentation slides that pair with Season 3, Episode 5
2) Print copies of the student listening guide for your students or share the file digitally
3) Play the YouTube video from a big screen for the whole class, or give students the choice to watch or listen at their own devices (earplugs needed)
4) Use questions from the listening guide to facilitate a classroom conversation about how students can apply the tips from the episode to their own lives.

This episode pairs nicely with content from NGPF's Types of Credit unit, as well as the Managing Credit unit!

Catch all episodes of "Financially Inclined" on YouTube or your favorite podcast platform!

About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her 10 nieces and nephews!

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