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Read NGPF's school-by-school analysis of financial education in America today
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Question of the Day
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Teacher Talk
How many persuasive tactics can you find?
Answers:
Questions:
Here are the ready-to-go slides for this Question of the Day that you can use in your classroom.
Behind the numbers (CBS News):
In the last decade, manipulative website design has gone from being used by a handful of companies to near-ubiquity online and in consumer apps.
"Imagine if you ran a business and you could press a button to get your customers to spend 21% more. It's a no-brainer," Harry Brignull, who first coined the term "dark patterns" in 2010 and has since catalogued many of these marketing tricks online, said at the FTC workshop.
A decade ago, Brignull said, he thought that publicizing these techniques would be enough to shame companies into abandoning them. But that hasn't happened, he said — because for many companies, the rewards of these designs are too good to give up.
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Learn about Dark Patterns and more in the NEW! NGPF Unit on Consumer Skills. Just released today!
Here's a video about Dark Patterns which can keep the conversation going. Also appears in Lesson 12.2 Advertisements and Dark Patterns.
Mission 2030 Guest Post: Jennifer Lehmann Attended an NGPF Conference and Came Back to School With a Plan
Interactive: How susceptible are you to the sunk cost fallacy?
Question of the Day: What percent of people made an impulsive purchase last holiday season?
Question of the Day: What are the average annual healthcare costs for someone with diabetes?
Question of the Day: How much does the average American household spend on groceries each week?
Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.
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