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Jan 05, 2025

Question of the Day: What is one of the top 3 financial resolutions for the new year?

For many, a new year means new resolutions. The top three most common financial resolutions remain consistent year-over-year. Can you guess what they are?

Answer:

  1. Save more money
  2. Pay down debt
  3. Spend less money

 

 

 

 

 

 

 

Questions:

  • Which resolution from the top 3 do you think is most important? Why?
  • Have you ever thought about making a financial resolution as you start a new year? If so, what was it?
  • Select one of the resolutions in the top 3. What are some strategies you could use to achieve that goal?

Here are the ready-to-go slides for this Question of the Day that you can use in your classroom.

 

Behind the numbers (Fidelity):

"Fidelity Investments’® annual Financial Resolutions Study is designed to explore attitudes about making New Year financial resolutions. This year’s study examines how Americans are approaching personal finances in 2025 as they continue to feel the impact of inflation and the high cost-of-living, and explores whether they’re making a resolution to improve their financial situation."

 

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Want to access more Behavioral Economics-focused activities and resources? Check out the Behavioral Economics unit page.

 

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About the Author

Dave Martin

Dave joins NGPF with 15 years of teaching experience in math and computer science. After joining the New York City Teaching Fellows program and earning a Master's degree in Education from Pace University, his teaching career has taken him to New York, New Jersey and a summer in the north of Ghana. Dave firmly believes that financial literacy is vital to creating well-rounded students that are prepared for a complex and highly competitive world. During what free time two young daughters will allow, Dave enjoys video games, Dungeons & Dragons, cooking, gardening, and taking naps.

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