Mar 11, 2025

Question of the Day: What’s the average credit score for Gen Z?

In the generational race for the best credit, who has the high score?

 

Answer: 681


Questions:

  • What is a credit score and why is it important?
  • What factors might contribute to average credit scores increasing with age?
  • How can you build or maintain a good credit score?

 

Here are the ready-to-go slides for this Question of the Day that you can use in your classroom.

 

Behind the numbers (Experian):

"The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter (Q3) of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average FICO® Score in the United States hasn't decreased on an annual basis...Nearly three-quarters of consumers (71.2%) have a good or better credit score (670 or higher) in 2024."

 

About the Author

Kathryn Dawson

Kathryn (she/her) is excited to join the NGPF team after 9 years of experience in education as a mentor, tutor, and special education teacher. She is a graduate of Cornell University with a degree in policy analysis and management and has a master's degree in education from Brooklyn College. Kathryn is looking forward to bringing her passion for accessibility and educational justice into curriculum design at NGPF. During her free time, Kathryn loves embarking on cooking projects, walking around her Seattle neighborhood with her dog, or lounging in a hammock with a book.

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