Investment returns aren't really a competition between men and women, but if they were...who would come out on top? 

Answer: Women

Questions: 

• How does a rate of return difference as little as 0.4% impact investments over time?
• What do you think are the skills necessary to be a successful investor? 
• Studies show that women often have less confidence than men when it comes to investing and yet this study suggests they have higher returns than men. Why do you think that is the case? 

Here are the ready-to-go slides for this Question of the Day that you can use in your classroom.

Behind the numbers (CNBC):

"Women investors tend to achieve positive returns and outperform men by 40 basis points, according to research from Fidelity Investments, based on an analysis of annual performance for 5.2 million accounts. Yet the firm also found women tend to hold too much cash on the sidelines and often feel they need to know more before they invest."

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Check out NGPF's Investing unit for lessons, activities, and more resources.

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ANALYZE: Inequalities in Investing will give your students a broader look at some of the nuances of investing among different groups.

About the Author

Ryan Wood

Ryan is the Partnerships and Adoption Manager for Next Gen Personal Finance’s midwest region. He brings his experience as a former teacher, curriculum designer, and sales and marketing professional to state organizations and school districts in supporting the implementation of their personal financial education efforts. He graduated from the University of Wisconsin-Green Bay and earned his teaching credential from Saint Mary’s University in Winona, Minnesota. He proudly taught at two rural high schools in Wisconsin before transitioning to curriculum design at NGPF, and is now excited to be on the front lines in delivering the best possible financial education in the midwest. He and his wife have three beautiful daughters, each of which inspire him to share the impact of being sound financial stewards both at home and as lifelong learners.

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