Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! MOVE: Types of Employment MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! PLAY: Types of Car Insurance RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications When the Mean is Nice CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game What do cardholders fear most when using a credit card? COMPARE: Auto Loans INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging You Just Gotta Habit! What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Credit Dot Plots DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Sampling Methods DESMOS: Writing Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Systems of Two Linear Equations DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations from Checking Word Problems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Chance Experiments DESMOS: Exponential Growth in Circles DESMOS: Linear Growth Patterns