Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? CALCULATE: Your Federal Taxes INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator PLAY: The Bean Game What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! COMPARE: Auto Loans ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? When the Mean is Nice COMPARE: Types of Savings Accounts What do cardholders fear most when using a credit card? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? Just Gotta Habit MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Future Value of a Periodic Investment DESMOS: Point Collector: Lines DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: Real World Linear Inequalities