Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball Just Gotta Habit RESEARCH: Fair Credit Reporting Act PLAY: Budget Frenzy! PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? COMPARE: Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections Which savings strategy is most effective? PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement What do cardholders fear most when using a credit card? COMPARE: Types of Savings Accounts MOVE: Types of Employment MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing CALCULATE: Your Federal Taxes FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging in Action What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphs of Piecewise Functions DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Investing and Exponential Change DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances