Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? Which savings strategy is most effective? FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs INTERACTIVE: Bummer! You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! RESEARCH: Fair Credit Reporting Act CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance MOVE: Types of Employment What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Exponential Growth in Circles DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Polygraph: Guess the Distribution DESMOS: Future Value of a Periodic Investment DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities