Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box When the Mean is Nice RESEARCH: Fair Credit Reporting Act What percent of new businesses are still operating after 10 years? What do cardholders fear most when using a credit card? RESEARCH: Credit Protections COMPARE: Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity What percent of Americans who have credit card debt won't be able to pay it off within a year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report PLAY: The Bean Game What's the average credit score needed to rent an apartment? Just Gotta Habit ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance RESEARCH: Professional Certifications PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: OLS Regression and College Costs DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Independent and Dependent Events DESMOS: Credit Dot Plots DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Real World Linear Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Equations in Standard Form