Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market RESEARCH: Professional Certifications What do cardholders fear most when using a credit card? CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing COMPARE: Auto Loans FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan When the Mean is Nice PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of students receive scholarships or grants for college? MOVE: Types of Employment COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement You Just Gotta Habit! INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Growth Factor and Investments DESMOS: Linear Growth Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphs of Piecewise Functions DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates