Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action PLAY: Roll with the Market MOVE: Types of Employment CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box RESEARCH: Professional Certifications Which savings strategy is most effective? INTERACTIVE: Bummer! MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates