Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund When the Mean is Nice CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs RESEARCH: Professional Certifications What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? INTERACTIVE: Bummer! PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best? MOVE: Types of Employment Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging You Just Gotta Habit! RESEARCH: Fair Credit Reporting Act INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Point Collector: Lines DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Complex Systems of Inequalities DESMOS: Exponential Growth in Circles DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Conditional Probability DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs