Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? PLAY: Roll with the Market What source of funding is used most often to start new businesses? PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications When the Mean is Nice CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Prize Wheel Puzzle