Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? PLAY: The Bean Game MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections INTERACTIVE: Bummer! PLAY: Roll with the Market What is the average credit card debt held by Gen Z? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action When the Mean is Nice INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Investing and Exponential Change DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Prize Wheel Puzzle DESMOS: Exponential Regression in Investing DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Growth Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Conditional Probability DESMOS: Growth of Savings vs Investments DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Complex Systems of Inequalities