Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! PLAY: Roll with the Market ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment You Just Gotta Habit! PLAY: Budget Frenzy! COMPARE: Auto Loans COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging MOVE: Types of Employment INTERACTIVE: Bummer! PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? RESEARCH: Fair Credit Reporting Act FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? What percent of Americans who have credit card debt won't be able to pay it off within a year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Chance Experiments