Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! You Just Gotta Habit! CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses MOVE: Types of Employment PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? PLAY: Roll with the Market When the Mean is Nice FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time RESEARCH: Professional Certifications INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Growth of Savings vs Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth