Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses MOVE: Inflation Over Time FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores PLAY: Roll with the Market COMPARE: Types of Savings Accounts When the Mean is Nice What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs You Just Gotta Habit! What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report MOVE: Types of Employment CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines