Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time PLAY: The Bean Game PLAY: Types of Car Insurance PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts Which savings strategy is most effective? INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund When the Mean is Nice MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events