Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores When the Mean is Nice MOVE: Credit Musical Chairs PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses PLAY: Budget Frenzy! RESEARCH: Professional Certifications Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials