Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans MOVE: Types of Employment FINE PRINT: Financial Aid Package You Just Gotta Habit! CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement When the Mean is Nice MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time PLAY: Roll with the Market RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Histograms and Box Plots of Housing Costs