Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package MOVE: Inflation Over Time FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! When the Mean is Nice PLAY: Budget Frenzy! RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance MOVE: Credit Musical Chairs RESEARCH: Credit Protections What source of funding is used most often to start new businesses? Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Bummer! PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Health Insurance Plans MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market COMPARE: Which Repayment Plan Fits Your Income? PLAY: It Costs HOW Much? ANALYZE: Overdraft Fees What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions