Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement When the Mean is Nice PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! PLAY: The Bean Game PLAY: Organize Budget Expenses MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances