Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan RESEARCH: Fair Credit Reporting Act How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications What do cardholders fear most when using a credit card? CALCULATE: Your Federal Taxes MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment Just Gotta Habit Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? When the Mean is Nice FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging in Action PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? Which savings strategy is most effective? COMPARE: Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Complex Systems of Inequalities DESMOS: Linear Growth Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments