Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment PLAY: The Bean Game Which savings strategy is most effective? RESEARCH: Credit Protections When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials