Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! FINE PRINT: Schumer Box PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money through Zelle or spend more money on Amazon? What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses You Just Gotta Habit! What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? ANALYZE: Overdraft Fees PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Health Insurance Plans MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Plan Fits Your Income? RESEARCH: Credit Protections RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form