Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? MOVE: Types of Employment PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box You Just Gotta Habit! MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer!

DESMOS ACTIVITIES

DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Linear Growth Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income