Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? When the Mean is Nice MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! RESEARCH: Credit Protections RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? MOVE: Types of Employment CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns