Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? What do cardholders fear most when using a credit card? ANALYZE: Household Debt and Credit Report RESEARCH: Fair Credit Reporting Act INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? CALCULATE: Your Federal Taxes What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment FINE PRINT: Schumer Box RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans Just Gotta Habit PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? When the Mean is Nice CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Investing and Exponential Change DESMOS: Future Value of a Periodic Investment DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Point Collector: Lines DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Growth in Circles DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Complex Systems of Inequalities DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Systems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing and Graphing a System of Linear Equations