Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package RESEARCH: Credit Protections COMPARE: Which Repayment Plan Fits Your Income? Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Overdraft Fees FINE PRINT: Checking Account Statement PLAY: The Bean Game MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary Do consumers send more money through Zelle or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! You Just Gotta Habit! COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing COMPARE: Types of Health Insurance Plans What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations