68 customizable lessons, aligned with National Standards, exams and more.
Read NGPF's school-by-school analysis of financial education in America today
Momentum is growing each year as more states guarantee a standalone Personal Finance course for all high schoolers.
Alaska
Some personal finance standards embedded within other courses
of high school students are required to take a one semester Personal Finance course to graduate
Click for school-by-school status
Wisconsin
Required one-half credit course in financial literacy adopted December 2023
will be the first graduating high school class to be required to take the Financial Literacy class
Michigan
One semester personal finance graduation requirement adopted June 2022
will be the first graduating high school class to be required to take the Personal Finance course
New York
Some personal finance standards embedded within social studies and CTE frameworks, pending changes from Regents
Massachusetts
Personal finance standards adopted, funding appropriated for teacher professional development
Connecticut
One semester personal finance graduation requirement adopted June 2023
Rhode Island
One semester personal finance graduation requirement adopted October 2021
implementation of Personal Finance course requirement statewide
Oregon
One year Future Planning course (including one semester of personal finance) requirement adopted August 2023
Nevada
Some personal finance standards embedded within Economics course
Wyoming
Some personal finance standards embedded within Social Studies framework
South Dakota
Students required to take one half credit of Personal Finance or Economics
Maine
Personal finance standards embedded in system of Maine Learning Results
Iowa
One semester Personal Finance course required for high school graduation since the class of 2023
Illinois
One quarter Consumer Education requirement with partial implementation
Indiana
One semester personal finance graduation requirement adopted April 2023
Ohio
Pennsylvania
One semester Personal Finance graduation requirement adopted December 2023
New Jersey
Students required to take one half year of "Financial, Economic Business, and Entrepreneurial Business Literacy"
of high school students are locally required to take a one semester Personal Finance course to graduate
California
Standalone one-semester personal finance graduation requirement adopted June 2024
Utah
One semester Personal Finance course required for high school graduation since the class of 2008
Colorado
Personal finance standards embedded within other courses K-12
Nebraska
One semester personal finance graduation requirement adopted May 2021
Vermont
Personal finance standards embedded within Proficiency Based Graduation Requirements
Missouri
One semester Personal Finance course required for high school graduation since the Class of 2010
Kentucky
"Course or program" in financial literacy required with limited implementation
West Virginia
One semester personal finance graduation requirement adopted March 2023
Virginia
One year Economics and Personal Finance course required for high school graduation since the class of 2015
Maryland
Personal finance standards required, county-dependent implementation
Delaware
Arizona
Personal finance standards embedded within Economics, specialized seal offered on high school diplomas
New Mexico
Personal finance standards embedded within other courses
Kansas
One semester personal finance graduation requirement adopted November 2022
Arkansas
New Hampshire
One semester personal finance graduation requirement adopted September 2022
Tennessee
One semester Personal Finance course required for high school graduation since the class of 2013
North Carolina
One year Economics & Personal Finance course required for high school graduation since the Class of 2024
South Carolina
Washington, D.C.
Limited personal finance elective access, plus some personal finance concepts embedded within "Tenacity" program
Oklahoma
Personal finance standards and diploma passport adopted for grades 7-12
Louisiana
One year personal finance graduation requirement adopted June 2023
Mississippi
One year College & Career Readiness Course (including one semester of personal finance) required since the Class of 2022
Alabama
One year Career Preparedness course (including one semester of personal finance) required for high school graduation since Class of 2013
Georgia
One semester personal finance graduation requirement adopted April 2022
Hawaii
Limited standards recommendations for personal finance
Washington
Personal finance standards embedded within other courses K-12, funding appropriated for professional development
Texas
Students required to take EITHER Economics OR Personal Finance with Economics course
Florida
One semester personal finance graduation requirement adopted March 2022
Idaho
One credit Economics / Financial Literacy requirement adopted 2023
of high school students are locally required to take a full semester Personal Finance course to graduate
Montana
Students required to take either Financial Literacy or Economics since 2023
North Dakota
Personal finance standards embedded within Economics framework for grades 6-12
Minnesota
One semester personal finance graduation requirement adopted May 2023
ST
Guarantee State; fully implemented
Guarantee State; implementation in progress
Course not guaranteed
State passed policies in 2024
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