Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts PLAY: The Bean Game INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? You Just Gotta Habit! MOVE: Types of Employment MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement PLAY: Roll with the Market PLAY: Types of Car Insurance MOVE: Credit Musical Chairs FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? Which savings strategy is most effective? PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Linear Growth Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances