Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging in Action What do cardholders fear most when using a credit card? FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? RESEARCH: Credit Protections PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Your Federal Taxes ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity RESEARCH: Fair Credit Reporting Act What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Auto Loans How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses Which savings strategy is most effective? When the Mean is Nice What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance Just Gotta Habit FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Prize Wheel Puzzle DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential vs Linear Patterns DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems