Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? You Just Gotta Habit! CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts RESEARCH: Fair Credit Reporting Act ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? When the Mean is Nice Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans COMPARE: Auto Loans PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! RESEARCH: Professional Certifications MOVE: Types of Employment What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: OLS Regression and College Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Conditional Probability DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphs of Piecewise Functions DESMOS: Create a Histogram DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates