Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans COMPARE: Auto Loans MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund What do cardholders fear most when using a credit card? COMPARE: Types of Savings Accounts RESEARCH: Fair Credit Reporting Act Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs When the Mean is Nice PLAY: Organize Budget Expenses FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball Just Gotta Habit INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! CALCULATE: Your Federal Taxes What source of funding is used most often to start new businesses? MOVE: Types of Employment CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Marbleslides: Exploring Exponentials DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: OLS Regression and College Costs