Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund Which savings strategy is most effective? FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! You Just Gotta Habit! What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity When the Mean is Nice CALCULATE: The Cost of Auto Loans PLAY: Roll with the Market What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Types of Employment COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing RESEARCH: Credit Protections RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots