Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game RESEARCH: Credit Protections FINE PRINT: Schumer Box RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? RESEARCH: Fair Credit Reporting Act INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! COMPARE: Auto Loans PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment What do cardholders fear most when using a credit card? FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

DESMOS: College Sticker Price and ACT Scores DESMOS: Point Collector: Lines DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Four Views of a Function DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Regression in Investing