Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator You Just Gotta Habit! PLAY: Budget Frenzy! INTERACTIVE: Bummer! When the Mean is Nice Which savings strategy is most effective? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment