Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? MOVE: Types of Employment What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs