Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? PLAY: Roll with the Market ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans PLAY: The Bean Game CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications PLAY: Organize Budget Expenses MOVE: Types of Employment PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? You Just Gotta Habit!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth