Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? INTERACTIVE: Bummer! Just Gotta Habit INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package What do cardholders fear most when using a credit card? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Fair Credit Reporting Act What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund COMPARE: Auto Loans MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance CALCULATE: Your Federal Taxes RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? When the Mean is Nice ANALYZE: Dollar Cost Averaging in Action CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game COMPARE: Types of Savings Accounts MOVE: Types of Employment PLAY: Roll with the Market RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Writing Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Create a Histogram DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Growth Patterns