Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package PLAY: The Bean Game What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! PLAY: Types of Car Insurance RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! PLAY: Roll with the Market FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? MOVE: Types of Employment ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts MOVE: Inflation Over Time FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines