Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs You Just Gotta Habit! INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts PLAY: The Bean Game FINE PRINT: Schumer Box PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! MOVE: Inflation Over Time INTERACTIVE: Bummer! PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods