Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice INTERACTIVE: Bummer! MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Investing and Exponential Change AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income