Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? PLAY: The Bean Game You Just Gotta Habit! PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections INTERACTIVE: Bummer! PLAY: Budget Frenzy! PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing PROJECT: Credit Protections - You Be the Teacher What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment MOVE: Types of Employment MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report When the Mean is Nice FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate