Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? Which savings strategy is most effective? PLAY: Roll with the Market MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement When the Mean is Nice FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts MOVE: Inflation Over Time PLAY: Organize Budget Expenses PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: Card Sort: Sampling Methods DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: College Sticker Price and ACT Scores DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Chance Experiments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Complex Systems of Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Growth of Savings vs Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Point Collector: Lines DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphs of Piecewise Functions DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences