Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications PLAY: It Costs HOW Much? FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Types of Employment INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? Gotta Habit What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market Which savings strategy is most effective? FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator What do cardholders fear most when using a credit card? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity RESEARCH: Fair Credit Reporting Act What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging in Action ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment COMPARE: Auto Loans CALCULATE: Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement When the Mean is Nice ANALYZE: A FAFSA Submission Summary

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Exponential Regression in Investing DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Histograms and Box Plots of Housing Costs DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type