Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans PLAY: The Bean Game RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs Which savings strategy is most effective? MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores When the Mean is Nice CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations