Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections ANALYZE: Overdraft Fees PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Plan Fits Your Income? What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? Do consumers send more money through Zelle or spend more money on Amazon? FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans MOVE: Types of Employment MOVE: Let's Make a Mutual Fund COMPARE: Types of Health Insurance Plans CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game INTERACTIVE: Bummer! RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action When the Mean is Nice PLAY: Roll with the Market PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock ten years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Investing and Exponential Change