Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging RESEARCH: Fair Credit Reporting Act INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs RESEARCH: Credit Protections CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! What do cardholders fear most when using a credit card? What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box MOVE: Types of Employment COMPARE: Auto Loans PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Exponential Regression in Investing DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: OLS Regression and College Costs DESMOS: Linear Growth Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphing Systems of Equations with Savings Balances