Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment RESEARCH: Credit Protections Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund MOVE: Types of Employment RESEARCH: Professional Certifications PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity When the Mean is Nice CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change