Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment You Just Gotta Habit! MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses PLAY: The Bean Game INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! PLAY: It Costs HOW Much? PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type