Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity When the Mean is Nice PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans PLAY: Roll with the Market CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations from Checking Word Problems DESMOS: Prize Wheel Puzzle DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential vs Linear Patterns DESMOS: OLS Regression and College Costs DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Chance Experiments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring State and Local Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Future Value of a Periodic Investment DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Writing Equations in Standard Form