Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications PLAY: Roll with the Market Which savings strategy is most effective? PLAY: Organize Budget Expenses When the Mean is Nice What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? Just Gotta Habit CREATE: Personalized Productive Gap Year Plan What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report PLAY: The Bean Game ANALYZE: Dollar Cost Averaging in Action What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Fair Credit Reporting Act INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! COMPARE: Auto Loans What do cardholders fear most when using a credit card? MOVE: Types of Employment MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment? CALCULATE: Your Federal Taxes PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Create a Histogram DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates