Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses PLAY: Types of Car Insurance RESEARCH: Credit Protections COMPARE: Auto Loans INTERACTIVE: Bummer! MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package What percent of Americans who have credit card debt won't be able to pay it off within a year? Which savings strategy is most effective? PLAY: The Bean Game ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? RESEARCH: Fair Credit Reporting Act PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! What do cardholders fear most when using a credit card? When the Mean is Nice MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Point Collector: Lines DESMOS: Writing Linear Equations and Checking DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Credit Dot Plots DESMOS: Linear Growth Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Prize Wheel Puzzle DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Systems DESMOS: Cart Sort: Graphing Linear Inequalities and Income