Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications FINE PRINT: Schumer Box PLAY: Budget Frenzy! PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections Which savings strategy is most effective? You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! MOVE: Types of Employment CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses PLAY: Roll with the Market What's the average credit score needed to rent an apartment? When the Mean is Nice COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Sampling Methods DESMOS: Chance Experiments DESMOS: Graphs of Piecewise Functions DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Growth in Circles DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Linear Growth Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Create a Histogram DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Systems