Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? You Just Gotta Habit! What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans What do cardholders fear most when using a credit card? INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Roll with the Market MOVE: Credit Musical Chairs COMPARE: Auto Loans PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing RESEARCH: Fair Credit Reporting Act CREATE: Personalized Productive Gap Year Plan When the Mean is Nice MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon?

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Growth in Circles DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Real World Linear Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Conditional Probability DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: Future Value of a Periodic Investment DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: OLS Regression and College Costs