Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package When the Mean is Nice MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? CALCULATE: Your Federal Taxes PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck Just Gotta Habit ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment COMPARE: Auto Loans PLAY: Budget Frenzy! RESEARCH: Credit Protections FINE PRINT: Checking Account Statement RESEARCH: Fair Credit Reporting Act COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? PLAY: Roll with the Market MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game MOVE: Types of Employment INTERACTIVE: Bummer! What do cardholders fear most when using a credit card? ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans