Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! PLAY: Roll with the Market RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts You Just Gotta Habit! RESEARCH: Fair Credit Reporting Act PLAY: Types of Car Insurance RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: How Much House Can You Afford? PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? What do cardholders fear most when using a credit card? INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? COMPARE: Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing MOVE: Types of Employment INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Exponential Growth in Circles DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Growth Patterns DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Exploring State and Local Tax Rates