Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment You Just Gotta Habit! When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator COMPARE: Auto Loans COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores What do cardholders fear most when using a credit card? MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? RESEARCH: Fair Credit Reporting Act CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action PLAY: The Bean Game COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Investing and Exponential Change