Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Your Federal Taxes CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action When the Mean is Nice ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck COMPARE: Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? Which savings strategy is most effective? PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections COMPARE: Types of Savings Accounts What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? Just Gotta Habit FINE PRINT: Schumer Box MOVE: Types of Employment ANALYZE: Dollar Cost Averaging in Action What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: Exploring State and Local Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Card Sort: Sampling Methods DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations