Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Auto Loans What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? RESEARCH: Credit Protections PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing MOVE: Types of Employment COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time PLAY: Roll with the Market INTERACTIVE: Invest with STAX! What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? You Just Gotta Habit! Which savings strategy is most effective? MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game PLAY: Types of Car Insurance RESEARCH: Fair Credit Reporting Act What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice ANALYZE: A FAFSA Submission Summary

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Complex Systems of Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth Factor and Investments DESMOS: OLS Regression and College Costs DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Growth in Circles DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: The Impact of Investing Fees on Exponential Growth