Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses What percent of Americans who have credit card debt won't be able to pay it off within a year? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! Gotta Habit INTERACTIVE: Compounding Cat Insanity CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report What do cardholders fear most when using a credit card? FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Auto Loans Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections RESEARCH: Fair Credit Reporting Act PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging in Action READ: Retirement Basics MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market When the Mean is Nice CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Comparing the Cost of Different Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Exploring State and Local Tax Rates DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Chance Experiments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates