Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing PLAY: Roll with the Market COMPARE: Types of Health Insurance Plans ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund PLAY: The Bean Game ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? RESEARCH: Credit Protections FINE PRINT: Checking Account Statement When the Mean is Nice You Just Gotta Habit! Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Professional Certifications MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Plan Fits Your Income? COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots