Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections INTERACTIVE: Bummer! PLAY: Budget Frenzy! MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity RESEARCH: Fair Credit Reporting Act CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance Which savings strategy is most effective? COMPARE: Auto Loans What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z?

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Credit Dot Plots DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Systems DESMOS: Exploring State and Local Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: Growth of Savings vs Investments