Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging When the Mean is Nice MOVE: Types of Employment RESEARCH: Credit Protections ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs FINE PRINT: Schumer Box PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game You Just Gotta Habit! CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Marbleslides: Exploring Exponentials DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Regression in Investing DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles