Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? RESEARCH: Credit Protections PLAY: Budget Frenzy! When the Mean is Nice CALCULATE: How Much House Can You Afford? You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments