Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Schumer Box PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? You Just Gotta Habit! MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market PLAY: Types of Car Insurance INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Complex Systems of Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Credit Dot Plots DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Chance Experiments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Growth Factor and Investments DESMOS: Linear Growth Patterns