Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications When the Mean is Nice PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing ANALYZE: Overdraft Fees MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? COMPARE: Types of Health Insurance Plans MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates