Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game What percent of Americans who have credit card debt won't be able to pay it off within a year? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? CALCULATE: Your Federal Taxes MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Online Bank Simulator RESEARCH: Fair Credit Reporting Act MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report Just Gotta Habit PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? What do cardholders fear most when using a credit card? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Auto Loans PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores MOVE: Types of Employment INTERACTIVE: Bummer! RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box When the Mean is Nice FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market

DESMOS ACTIVITIES

DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Point Collector: Lines DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Systems DESMOS: Investing and Exponential Change DESMOS: Growth Factor and Investments DESMOS: OLS Regression and College Costs DESMOS: Complex Systems of Inequalities