Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Fair Credit Reporting Act INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? COMPARE: Auto Loans ANALYZE: Dollar Cost Averaging in Action MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! PLAY: Roll with the Market What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing Gotta Habit What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action When the Mean is Nice CALCULATE: Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck READ: Retirement Basics What percent of Americans who have credit card debt won't be able to pay it off within a year? What do cardholders fear most when using a credit card? CALCULATE: Impact of Credit Score on Loans

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Linear Growth Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles