Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans What do cardholders fear most when using a credit card? READ: Retirement Basics COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs Which savings strategy is most effective? CALCULATE: Your Federal Taxes COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing RESEARCH: Credit Protections FINE PRINT: Schumer Box RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? Gotta Habit CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Auto Loans PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act ANALYZE: Dollar Cost Averaging in Action PLAY: Types of Car Insurance

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential vs Linear Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Linear Growth Patterns DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Growth in Circles DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment