Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action MOVE: Types of Employment FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator COMPARE: Auto Loans RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment When the Mean is Nice Which savings strategy is most effective? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report RESEARCH: Fair Credit Reporting Act INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging in Action What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance What do cardholders fear most when using a credit card? INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market Just Gotta Habit CALCULATE: Your Federal Taxes ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts What percent of Americans who have credit card debt won't be able to pay it off within a year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans

DESMOS ACTIVITIES

DESMOS: Chance Experiments DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Conditional Probability DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan