Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! PLAY: The Bean Game PLAY: It Costs HOW Much? COMPARE: Auto Loans PLAY: Organize Budget Expenses What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Bummer! MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time What source of funding is used most often to start new businesses? RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan RESEARCH: Fair Credit Reporting Act MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary When the Mean is Nice Which savings strategy is most effective? CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Real World Linear Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Writing Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: Marbleslides: Exploring Exponentials