Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement PLAY: The Bean Game INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment Which savings strategy is most effective? PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan When the Mean is Nice

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events