Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box PLAY: Types of Car Insurance When the Mean is Nice CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time PLAY: Organize Budget Expenses PLAY: Budget Frenzy! PLAY: Roll with the Market What's the average credit score needed to rent an apartment? Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle