Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? When the Mean is Nice You Just Gotta Habit! INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts PLAY: The Bean Game ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution