Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? When the Mean is Nice COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment PLAY: The Bean Game INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! MOVE: Types of Employment RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities