Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment You Just Gotta Habit! ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance MOVE: Credit Musical Chairs When the Mean is Nice INTERACTIVE: Invest with STAX! PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change