Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? You Just Gotta Habit! FINE PRINT: Schumer Box PLAY: Organize Budget Expenses MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? MOVE: Types of Employment INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? When the Mean is Nice FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: The Bean Game RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations