Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? When the Mean is Nice CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Complex Systems of Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Growth Factor and Investments DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth of Savings vs Investments DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Investing and Exponential Change DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Exponential Growth in Circles DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances