Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market MOVE: Types of Employment FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package COMPARE: Types of Health Insurance Plans PLAY: It Costs HOW Much? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections RESEARCH: Professional Certifications ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging When the Mean is Nice COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs ANALYZE: Overdraft Fees You Just Gotta Habit!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Credit Dot Plots