Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! MOVE: Credit Musical Chairs MOVE: Inflation Over Time Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts You Just Gotta Habit! MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! FINE PRINT: Schumer Box RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement When the Mean is Nice CALCULATE: Return on Your College Investment Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? PLAY: Roll with the Market What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses PLAY: It Costs HOW Much?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function