Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Health Insurance Plans What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Overdraft Fees MOVE: Credit Musical Chairs RESEARCH: Professional Certifications PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! You Just Gotta Habit! What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game MOVE: Types of Employment CALCULATE: The Cost of Auto Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram