Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck What do cardholders fear most when using a credit card? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications MOVE: Credit Musical Chairs COMPARE: Auto Loans INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? Just Gotta Habit COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Your Federal Taxes MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? RESEARCH: Credit Protections FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator RESEARCH: Fair Credit Reporting Act What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations from Checking Word Problems DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Linear Equations and Checking DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans