Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment PLAY: It Costs HOW Much? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time PLAY: Roll with the Market What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box Which savings strategy is most effective? When the Mean is Nice CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change