Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications You Just Gotta Habit! MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing When the Mean is Nice MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses PLAY: Roll with the Market PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! PLAY: The Bean Game CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials