Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment MOVE: Types of Employment ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! PLAY: The Bean Game MOVE: Inflation Over Time RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? PROJECT: Credit Protections - You Be the Teacher How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth