Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging in Action COMPARE: Auto Loans PLAY: Roll with the Market FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? READ: Retirement Basics MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? RESEARCH: Fair Credit Reporting Act RESEARCH: Professional Certifications When the Mean is Nice ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package CALCULATE: Your Federal Taxes INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections ANALYZE: Inequalities in Investing Which savings strategy is most effective? CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts MOVE: Types of Employment MOVE: Up and Down with Credit Scores Gotta Habit MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! What do cardholders fear most when using a credit card? CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Independent and Dependent Events DESMOS: College Sticker Price and ACT Scores DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: Linear Growth Patterns DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Systems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Conditional Probability DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Credit Dot Plots DESMOS: Chance Experiments