Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts Which savings strategy is most effective? MOVE: Types of Employment What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing PLAY: The Bean Game CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans When the Mean is Nice

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates