Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market PLAY: Budget Frenzy! What is the average credit card debt held by Gen Z? MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores When the Mean is Nice PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates