Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses When the Mean is Nice PLAY: Roll with the Market You Just Gotta Habit! What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form