Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance MOVE: Types of Employment INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box PLAY: The Bean Game ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? MOVE: Inflation Over Time PLAY: Organize Budget Expenses

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines