Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans PLAY: The Bean Game ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? ANALYZE: Overdraft Fees MOVE: Types of Employment INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Health Insurance Plans INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! Do consumers send more money through Zelle or spend more money on Amazon?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores