Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice RESEARCH: Fair Credit Reporting Act FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package COMPARE: Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? Which savings strategy is most effective? MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? PLAY: The Bean Game MOVE: Credit Musical Chairs FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Growth Factor and Investments DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Graphs of Piecewise Functions DESMOS: Create a Histogram DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: Complex Systems of Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates