Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game RESEARCH: Credit Protections PLAY: Organize Budget Expenses MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money through Zelle or spend more money on Amazon? You Just Gotta Habit! PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Plan Fits Your Income? MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? COMPARE: Types of Health Insurance Plans ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator When the Mean is Nice INTERACTIVE: Bummer! PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change