Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses You Just Gotta Habit! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? FINE PRINT: Checking Account Statement COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time PLAY: Types of Car Insurance RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Overdraft Fees Do consumers send more money through Zelle or spend more money on Amazon? What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! PLAY: Budget Frenzy! PLAY: It Costs HOW Much? MOVE: Types of Employment COMPARE: Types of Health Insurance Plans How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: OLS Regression and College Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates