Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game PLAY: Organize Budget Expenses PLAY: Roll with the Market INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! When the Mean is Nice MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances