Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator MOVE: Types of Employment PLAY: The Bean Game What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package Which savings strategy is most effective? PLAY: Roll with the Market When the Mean is Nice ANALYZE: Dollar Cost Averaging What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities