Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment You Just Gotta Habit! MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? COMPARE: Auto Loans Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game When the Mean is Nice What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! PLAY: Roll with the Market ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Fair Credit Reporting Act ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? FINE PRINT: Schumer Box INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Marbleslides: Exploring Exponentials DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities