Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market FINE PRINT: Schumer Box PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores When the Mean is Nice COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? Which savings strategy is most effective? MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Chance Experiments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: Complex Systems of Inequalities DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns