Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? PLAY: The Bean Game FINE PRINT: Schumer Box Which savings strategy is most effective? PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores COMPARE: Types of Health Insurance Plans RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Overdraft Fees CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money through Zelle or spend more money on Amazon? What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Plan Fits Your Income? When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots