Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts CALCULATE: Your Federal Taxes FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! What do cardholders fear most when using a credit card? COMPARE: Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs READ: Retirement Basics INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Fair Credit Reporting Act PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging in Action CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report When the Mean is Nice MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! Which savings strategy is most effective? Gotta Habit CALCULATE: Return on Your College Investment What percent of Americans who have credit card debt won't be able to pay it off within a year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Credit Dot Plots DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Systems of Two Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: Chance Experiments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Exponential vs Linear Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Future Value of a Periodic Investment