Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Fair Credit Reporting Act What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Auto Loans What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? What do cardholders fear most when using a credit card? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box RESEARCH: Professional Certifications COMPARE: Which Repayment Option is Best? You Just Gotta Habit! CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging PLAY: The Bean Game MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Growth Factor and Investments DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Future Value of a Periodic Investment DESMOS: Polygraph: Guess the Distribution DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Growth Patterns