Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment COMPARE: Auto Loans INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? Just Gotta Habit How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action What do cardholders fear most when using a credit card? PLAY: Budget Frenzy! PLAY: Organize Budget Expenses CALCULATE: Your Federal Taxes MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing When the Mean is Nice MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging in Action RESEARCH: Credit Protections FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report MOVE: Types of Employment PLAY: Roll with the Market What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Exponential Growth in Circles