Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing When the Mean is Nice What percent of students receive scholarships or grants for college? PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! FINE PRINT: Checking Account Statement PLAY: Roll with the Market How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections RESEARCH: Fair Credit Reporting Act CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging COMPARE: Auto Loans INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? What do cardholders fear most when using a credit card? PLAY: It Costs HOW Much? FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores