Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment COMPARE: Auto Loans MOVE: Types of Employment PLAY: Roll with the Market COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Fair Credit Reporting Act CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? When the Mean is Nice PLAY: Types of Car Insurance PLAY: Budget Frenzy! PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What do cardholders fear most when using a credit card? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Online Bank Simulator PLAY: The Bean Game Just Gotta Habit MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund CALCULATE: Your Federal Taxes INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best?

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Growth Factor and Investments DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Sampling Methods DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Future Value of a Periodic Investment DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Create a Histogram DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Writing and Graphing a System of Linear Equations