Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? RESEARCH: Fair Credit Reporting Act CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? MOVE: Types of Employment You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Writing Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Exponential Regression in Investing DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Prize Wheel Puzzle DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Four Views of a Function DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change