Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? COMPARE: Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections When the Mean is Nice PLAY: Budget Frenzy! RESEARCH: Professional Certifications PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Fair Credit Reporting Act PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Linear Equations and Checking DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth