Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections FINE PRINT: Schumer Box PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! RESEARCH: Fair Credit Reporting Act Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? PLAY: Roll with the Market CALCULATE: Your Federal Taxes PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report Just Gotta Habit PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package When the Mean is Nice ANALYZE: Dollar Cost Averaging in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Types of Employment CALCULATE: Return on Your College Investment COMPARE: Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? What do cardholders fear most when using a credit card? What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer!

DESMOS ACTIVITIES

DESMOS: Graphs of Piecewise Functions DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Complex Systems of Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Future Value of a Periodic Investment DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences