Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box INTERACTIVE: Bummer! COMPARE: Auto Loans RESEARCH: Fair Credit Reporting Act CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice What do cardholders fear most when using a credit card? What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? What percent of Americans who have credit card debt won't be able to pay it off within a year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game What's the average credit score needed to rent an apartment? You Just Gotta Habit! FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

DESMOS: Credit Dot Plots DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Create a Histogram DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Systems DESMOS: Polygraph: Guess the Distribution DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Growth in Circles DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Chance Experiments