Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment RESEARCH: Fair Credit Reporting Act CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores PLAY: The Bean Game INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications ANALYZE: Dollar Cost Averaging in Action CALCULATE: Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts What do cardholders fear most when using a credit card? PLAY: Types of Car Insurance MOVE: Types of Employment What source of funding is used most often to start new businesses? RESEARCH: Credit Protections When the Mean is Nice What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs Just Gotta Habit Which savings strategy is most effective? PLAY: Roll with the Market INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund COMPARE: Auto Loans

DESMOS ACTIVITIES

DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Credit Dot Plots DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Polygraph: Guess the Distribution DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments