Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? When the Mean is Nice What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? PLAY: The Bean Game CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! PLAY: Roll with the Market What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment MOVE: Types of Employment PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems