Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? PLAY: The Bean Game ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores When the Mean is Nice ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher MOVE: Types of Employment MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action You Just Gotta Habit! PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections RESEARCH: Professional Certifications

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function