Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher When the Mean is Nice ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses PLAY: The Bean Game PLAY: Budget Frenzy! PLAY: Roll with the Market FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance You Just Gotta Habit! MOVE: Credit Musical Chairs RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement RESEARCH: Credit Protections Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: OLS Regression and College Costs DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Create a Histogram DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Linear Equations and Checking DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates