Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! RESEARCH: Professional Certifications INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Plan Fits Your Income? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses Which savings strategy is most effective? MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Overdraft Fees COMPARE: Types of Health Insurance Plans What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging PLAY: The Bean Game ANALYZE: Inequalities in Investing When the Mean is Nice INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns