Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? MOVE: Types of Employment PLAY: The Bean Game MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! When the Mean is Nice PLAY: Roll with the Market What percent of students receive scholarships or grants for college? CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box You Just Gotta Habit! COMPARE: Types of Health Insurance Plans What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time ANALYZE: Overdraft Fees PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package Which savings strategy is most effective? PLAY: It Costs HOW Much?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns