Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time MOVE: Credit Musical Chairs You Just Gotta Habit! ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? MOVE: Types of Employment PLAY: The Bean Game What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Credit Dot Plots DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Point Collector: Lines