Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund PLAY: The Bean Game CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! When the Mean is Nice What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? MOVE: Types of Employment What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Growth in Circles AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems