Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? ANALYZE: Overdraft Fees How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! INTERACTIVE: Online Bank Simulator PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box Do consumers send more money through Zelle or spend more money on Amazon? Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses COMPARE: Types of Health Insurance Plans CALCULATE: Return on Your College Investment COMPARE: Which Repayment Plan Fits Your Income? PLAY: It Costs HOW Much? MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? MOVE: Types of Employment FINE PRINT: Financial Aid Package PLAY: Roll with the Market RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates