Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! INTERACTIVE: Online Bank Simulator When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement PLAY: The Bean Game ANALYZE: Overdraft Fees What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? MOVE: Types of Employment RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores Which savings strategy is most effective? PLAY: It Costs HOW Much? INTERACTIVE: Bummer! PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Health Insurance Plans CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots