Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement MOVE: Types of Employment What percent of students receive scholarships or grants for college? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher When the Mean is Nice MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? COMPARE: Types of Health Insurance Plans ANALYZE: Inequalities in Investing PLAY: The Bean Game Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: Overdraft Fees How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Plan Fits Your Income? Which savings strategy is most effective? FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan