Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing When the Mean is Nice ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! FINE PRINT: Checking Account Statement RESEARCH: Credit Protections PLAY: Roll with the Market MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications PLAY: The Bean Game CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment FINE PRINT: Financial Aid Package CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates