Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market When the Mean is Nice FINE PRINT: Schumer Box RESEARCH: Fair Credit Reporting Act MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? PLAY: The Bean Game PLAY: Types of Car Insurance COMPARE: Auto Loans CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! What do cardholders fear most when using a credit card? What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? MOVE: Types of Employment COMPARE: Types of Savings Accounts RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Complex Systems of Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Polygraph: Guess the Distribution DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Chance Experiments DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines DESMOS: Real World Linear Inequalities