Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time ANALYZE: Overdraft Fees PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance You Just Gotta Habit! ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator COMPARE: Types of Health Insurance Plans RESEARCH: Credit Protections INTERACTIVE: Bummer! MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging PLAY: The Bean Game ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box Which savings strategy is most effective? MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate