Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing MOVE: Types of Employment INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores RESEARCH: Fair Credit Reporting Act INTERACTIVE: Bummer! MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? PLAY: The Bean Game What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts You Just Gotta Habit! What percent of students receive scholarships or grants for college? Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Growth Patterns DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Systems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Growth in Circles DESMOS: Future Value of a Periodic Investment DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates