Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report Do consumers send more money through Zelle or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? ANALYZE: Overdraft Fees You Just Gotta Habit! What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time COMPARE: Which Repayment Plan Fits Your Income? COMPARE: Types of Health Insurance Plans RESEARCH: Professional Certifications INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? MOVE: Types of Employment COMPARE: Types of Savings Accounts PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability