Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action MOVE: Types of Employment FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans When the Mean is Nice CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Health Insurance Plans FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections You Just Gotta Habit! CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment Which savings strategy is most effective? PLAY: Types of Car Insurance COMPARE: Which Repayment Plan Fits Your Income? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report ANALYZE: Overdraft Fees ANALYZE: Inequalities in Investing What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth Factor and Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems