Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment FINE PRINT: Schumer Box PLAY: It Costs HOW Much? INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! RESEARCH: Professional Certifications RESEARCH: Fair Credit Reporting Act What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts PLAY: The Bean Game CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package RESEARCH: Credit Protections PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck What percent of Americans who have credit card debt won't be able to pay it off within a year? When the Mean is Nice PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: OLS Regression and College Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: College Sticker Price and ACT Scores DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Create a Histogram DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type