Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Your Federal Taxes INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging in Action MOVE: Let's Make a Mutual Fund When the Mean is Nice ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report What do cardholders fear most when using a credit card? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? Just Gotta Habit PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs FINE PRINT: Schumer Box COMPARE: Auto Loans MOVE: Types of Employment RESEARCH: Fair Credit Reporting Act Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing PLAY: The Bean Game FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Point Collector: Lines DESMOS: College Sticker Price and ACT Scores DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Conditional Probability DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Prize Wheel Puzzle DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots