Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator Just Gotta Habit MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance MOVE: Types of Employment RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! Which savings strategy is most effective? FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary When the Mean is Nice MOVE: What Determines Your Insurance Premium? CALCULATE: Your Federal Taxes COMPARE: Auto Loans PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging in Action RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Fair Credit Reporting Act MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores

DESMOS ACTIVITIES

DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Graphs of Piecewise Functions DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Complex Systems of Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines