Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action PLAY: The Bean Game COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! MOVE: Types of Employment MOVE: Let's Make a Mutual Fund Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? What do cardholders fear most when using a credit card? What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act ANALYZE: Inequalities in Investing What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Auto Loans INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance INTERACTIVE: Bummer! PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: Create a Histogram DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Prize Wheel Puzzle DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing and Graphing a System of Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: Exponential vs Linear Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Linear Equations and Checking DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: OLS Regression and College Costs DESMOS: Exponential Growth in Circles