Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

COMPARE: Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! PLAY: Roll with the Market What do cardholders fear most when using a credit card? MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores PLAY: The Bean Game What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package MOVE: Types of Employment ANALYZE: Dollar Cost Averaging RESEARCH: Fair Credit Reporting Act INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? Which savings strategy is most effective? RESEARCH: Professional Certifications PLAY: Types of Car Insurance PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund You Just Gotta Habit! FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

DESMOS: Point Collector: Lines DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: OLS Regression and College Costs DESMOS: Growth of Savings vs Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate