Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Inequalities in Investing COMPARE: Auto Loans When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? What do cardholders fear most when using a credit card? What percent of students receive scholarships or grants for college? Just Gotta Habit PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box CALCULATE: Your Federal Taxes MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging in Action MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment MOVE: Types of Employment FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Card Sort: Sampling Methods DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram