Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? RESEARCH: Fair Credit Reporting Act How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? You Just Gotta Habit! MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck What do cardholders fear most when using a credit card? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs When the Mean is Nice INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? COMPARE: Auto Loans CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Growth Patterns DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities