Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity COMPARE: Auto Loans MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! Just Gotta Habit INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging in Action MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment What do cardholders fear most when using a credit card? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance Which savings strategy is most effective? FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Your Federal Taxes RESEARCH: Credit Protections RESEARCH: Fair Credit Reporting Act What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? What percent of Americans who have credit card debt won't be able to pay it off within a year?

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Sampling Methods DESMOS: Point Collector: Lines DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Complex Systems of Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: OLS Regression and College Costs