Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? Just Gotta Habit CALCULATE: Your Federal Taxes MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses PLAY: The Bean Game PLAY: Types of Car Insurance When the Mean is Nice COMPARE: Auto Loans RESEARCH: Professional Certifications RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? What do cardholders fear most when using a credit card? ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? Which savings strategy is most effective? PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Credit Dot Plots DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Investing and Exponential Change DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates