Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! You Just Gotta Habit! MOVE: Up and Down with Credit Scores Which savings strategy is most effective? RESEARCH: Fair Credit Reporting Act When the Mean is Nice RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing COMPARE: Auto Loans ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement PLAY: The Bean Game PLAY: It Costs HOW Much? PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan What percent of Americans who have credit card debt won't be able to pay it off within a year? What do cardholders fear most when using a credit card? ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Point Collector: Lines DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods