Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Fair Credit Reporting Act RESEARCH: Professional Certifications PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance PLAY: Budget Frenzy! RESEARCH: Credit Protections PLAY: The Bean Game COMPARE: Auto Loans You Just Gotta Habit! What do cardholders fear most when using a credit card? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? When the Mean is Nice INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores Which savings strategy is most effective? What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Growth in Circles DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations from Checking Word Problems DESMOS: Point Collector: Lines DESMOS: College Sticker Price and ACT Scores DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: OLS Regression and College Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances