Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action PLAY: Roll with the Market FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box INTERACTIVE: Bummer! You Just Gotta Habit! What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs COMPARE: Auto Loans When the Mean is Nice ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! RESEARCH: Fair Credit Reporting Act How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications What do cardholders fear most when using a credit card? COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth of Savings vs Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Investing and Exponential Change DESMOS: Card Sort: Matching Recursive Sequences DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Complex Systems of Inequalities DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Comparing the Cost of Different Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates