Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

When the Mean is Nice MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement MOVE: Types of Employment INTERACTIVE: Invest with STAX! What do cardholders fear most when using a credit card? RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report COMPARE: Auto Loans CALCULATE: Return on Your College Investment What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? INTERACTIVE: Bummer! FINE PRINT: Schumer Box MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package Just Gotta Habit PLAY: Budget Frenzy! CALCULATE: Your Federal Taxes PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game RESEARCH: Credit Protections

DESMOS ACTIVITIES

DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Conditional Probability DESMOS: Marbleslides: Exploring Exponentials DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring State and Local Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphs of Piecewise Functions DESMOS: Create a Histogram DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Growth Factor and Investments DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots