Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Auto Loans How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game PLAY: Budget Frenzy! Which savings strategy is most effective? What do cardholders fear most when using a credit card? RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment PLAY: Roll with the Market MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report When the Mean is Nice MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Fair Credit Reporting Act RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Growth in Circles DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing the Cost of Different Student Loans DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns