Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement You Just Gotta Habit! PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? PLAY: The Bean Game MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package When the Mean is Nice MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! COMPARE: Auto Loans RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity What do cardholders fear most when using a credit card? CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act RESEARCH: Credit Protections

DESMOS ACTIVITIES

DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: OLS Regression and College Costs DESMOS: Graphs of Piecewise Functions DESMOS: Investing and Exponential Change DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Prize Wheel Puzzle