Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? Just Gotta Habit MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box COMPARE: Auto Loans ANALYZE: Dollar Cost Averaging in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs MOVE: Types of Employment What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans What do cardholders fear most when using a credit card? RESEARCH: Fair Credit Reporting Act CALCULATE: Your Federal Taxes What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market PLAY: The Bean Game What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphs of Piecewise Functions DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Real World Linear Inequalities DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Point Collector: Lines DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Create a Histogram DESMOS: Systems of Two Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Growth in Circles