Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses PLAY: The Bean Game What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections MOVE: Types of Employment FINE PRINT: Financial Aid Package PLAY: Roll with the Market You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? When the Mean is Nice CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement Which savings strategy is most effective? INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action COMPARE: Auto Loans MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What do cardholders fear most when using a credit card? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity RESEARCH: Fair Credit Reporting Act

DESMOS ACTIVITIES

DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Sampling Methods DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Exploring State and Local Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Equations in Standard Form