Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging in Action What source of funding is used most often to start new businesses? RESEARCH: Fair Credit Reporting Act CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Financial Aid Package COMPARE: Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity What do cardholders fear most when using a credit card? PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections MOVE: Types of Employment PLAY: Roll with the Market FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment CALCULATE: Your Federal Taxes MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary Just Gotta Habit FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts When the Mean is Nice

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Investing and Exponential Change DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Growth in Circles DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Point Collector: Lines DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Regression in Investing DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Matching Recursive Sequences