Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! RESEARCH: Fair Credit Reporting Act COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market What do cardholders fear most when using a credit card? RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! Just Gotta Habit INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? COMPARE: Auto Loans MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Your Federal Taxes PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging in Action PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Linear Growth Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Investing and Exponential Change DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Independent and Dependent Events DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Future Value of a Periodic Investment DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Systems DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Writing Equations in Standard Form DESMOS: Systems of Two Linear Equations