Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses RESEARCH: Professional Certifications Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Types of Employment MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball What do cardholders fear most when using a credit card? What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box PLAY: Roll with the Market When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! RESEARCH: Fair Credit Reporting Act PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report COMPARE: Auto Loans PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon?

DESMOS ACTIVITIES

DESMOS: Credit Dot Plots DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Systems DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Growth of Savings vs Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: College Sticker Price and ACT Scores DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems