Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? RESEARCH: Fair Credit Reporting Act PLAY: The Bean Game CALCULATE: Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? COMPARE: Auto Loans MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications PLAY: Roll with the Market INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging in Action MOVE: Let's Make a Mutual Fund Which savings strategy is most effective? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? Just Gotta Habit INTERACTIVE: Compounding Cat Insanity When the Mean is Nice PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? What do cardholders fear most when using a credit card? MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Systems DESMOS: Systems of Two Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates